Solar bank financing in Pakistan, is available for citizens or businesses which consider the option to have a solar system, because a significant financial investment will be needed to have it.

Banks  also offer two programs, one for residential solar systems (Apna Ghar Solar Financing Program) and a commercial financing program (Smart Roshni Program). However, both programs contain the same features.
Smart Roshni facilitates term loan financing, as stated below, indeed a great option for solar bank financing in Pakistan.

• Financing: An amount differing between Rs 500,000 – Rs 10 million, will depend on the sizes and quantity of solar modules being purchased.
• 6% mark-up rate per annum
• Equity: A 20% minimum of the loan amount
• 3 – 5 years financing tenor, repayable in monthly installments
• Insurance: offered via esteemed partners and the rate is preferential
• Processing fee: 0,5% of financing amount or a minimum of PKR 5,000 – whichever is higher

Eligibility Criteria for Solar bank financing in Pakistan

• Holder of a CNIC (Computerized National Identity Card)
• Getting started requirements
• Sufficient knowledge of solar business, operating for at least 1 year
• Filling out a savings or current Account Opening form
• Filling out a Request Application Form
• Quote for the Solar Modules by the Bank’s authorized energy –  partner – RM/BM to authenticate on the original
• Processing fee’s deposit slip
• 2 recently taken passport size photos
• Supporting documents / commitment acquired to use the loan properly
• Proof of conducting business for past 2 years
• A photocopy of NICOP / CNIC
• Bank statement of past year required together with a bank certificate, applicable for people which are not JS Bank account-holders
• NTN number required – client must be an income tax payee
• A maximum of 3 bank statements, for income clubbing are permitted
• Owners / directors’ personal guarantee – just sponsor directors where limited companies are concerned
• Audited accounts in accordance with SBP regulations – lending to small companies – above Rs. 15-million & medium companies – above Rs. 10-million
• Wealth tax return: small companies below Rs. 15-million & medium companies – below Rs-10 million for solar bank financing in Pakistan.

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An EPC contract is used by the non-public sector to build up large groundwork in a given expected time and settled cost. Engineering, procurement and construction is abbreviated into EPC. This contract is known a turnkey contract because the operator only needs to turn a key to start using the facility.  We will let you know about top EPC in Lahore.

Top EPC & Responsibilities of Contractor

Before discussing about top EPC in Lahore let us clarify some other crucial facts which have much importance in solar energy business. With EPC contract, the contractor is responsible for the delivery of facilities to the recipient within the expected or settled time and settled price. The contractor is also responsible for the design, procurement and the construction of the whole project and then delivering the project to the owner.

In this contract, to complete the infrastructure projects, a whole package is given to the developer. There are various entities but we should see the top EPC in Lahore.  If you are still confused or have no idea, then contact Zero Carbon team.

Factors to manage EPC Contract

The key factors to manage the EPC deal by the contractor are; responsibility of single point, responsibility for full design, requirements of the employees, fixed contract amount, fixed ending date, performance security, contractor’s right of termination, owner’s right of termination.

The top EPC in Lahore holds a big hand in the development of the city. The private sector is making more efforts to enhance the construction and the infrastructure of the city. The private sector offering EPC contracts consider these contracts as an essential part of agreements in the power and energy sector. Do not feel worried if you are not sure about choosing top EPC in Lahore as you have 24 hours’ easy access to Zero Carbon. We may guide you what is best decision for you. Establish contact with the professional team and discuss your requirements and get the fastest alternative energy solutions.

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A solar survey in Lahore is a procedure in which engineers, project managers, and surveyors visit the site in which the solar panel system is planned to be installed. In this survey, they inspect whether the area where the work is being implemented is free of any obstacles and is the best orientation site.

Solar survey in Lahore for commercial places

During the solar survey in Lahore, they check the area to have the estimates of the project and to figure what type of design should be applied and where. Solar surveys in Lahore are available for both houses and commercial areas in which one wishes to install the solar panel system.

Forms of solar survey in Lahore

They can be in two forms; solar site surveys to latter solar completed surveys. In the survey, it is ensured by the surveyors to the people that the installation will be as effective as possible. All solar setups start with solar surveys by experts.

Main focus points during solar survey in Lahore

Following are the main focus points in the solar survey in Lahore:

• The climate condition
• The requirement of power
• Physical details including roof
• Best spot for implementation
• Property status
• Property size
• Monthly kWh consumption

Tips to acknowledge before a solar site survey:

• Making a primary PV system on Google maps: this can help to know which place will be first inspected.
• Making a list of important things needed during the inspection
• Putting together the important calculating tools
• Ensuring attendance of the right people
• Take pictures and capture videos
• Inspect the connection parts
• Getting the usage details

Conclusion:

A Solar survey in Lahore can help people save time, resources, and money. There might be a case where one can over-install the system. So, this issue can be saved with the help of a solar survey.

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Financing is a kind of process in which a financial institution will provide a person with a loan for making purchases or investing in anything. Similarly, for solar bank financing in Lahore, people can get loans or funds from the financial institution i.e. bank and can buy solar panel systems. Indeed, this is a great facility for people of Lahore who want to enjoy solar systems even without having ready cash.

Bank financing means that a person directly goes to the bank and asks for a loan. On average, a person will get approval for loan in order to avail solar system if he or she fulfils banks requirements. Through loans, people can save up to 40 to 70 percent over the life span after having solar system at their homes in Lahore.

Most people are hesitant to install solar panel system in their homes because they are afraid of its costly prices. But an easier way to gain benefits from both sides is by opting to get loans from the bank. In this way, they will get money as well as the whole system.

Obtaining loans from the bank for solar panel systems have become accessible to a lot of people. This is also better for the environment and people are making the best use of solar with these panel systems. Banks in Lahore provide financing to two categories; home or commercial.

 List of banks offering loans:

Solar bank financing in Lahore is offered by a number of banks. List of banks offering solar financing in Lahore will aid consumers to avail the solar systems easily for their homes or businesses.

Conclusion:

At the end of this topic, with the help of solar bank financing in Lahore, people living here can get easy access to solar panel systems in their homes. This will help them to get rid of the energy crisis in Pakistan.

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Solar energy

Which solar panel is best, mono or poly? The first-generation solar panels are of two types; polycrystalline solar panels and monocrystalline solar panels. Both the poly-crystalline and mono-crystalline solar panels serve the same function as any solar panel; converting sunlight into solar energy. Manufactures produce both kinds of solar panels.

Both types of solar panels are made up of silicon cells. The silicon used in each is different. These solar panels are also the best option for residential installment. The answer to the question; which solar panel is best mono or poly? is found in the differences given below:

• Poly-crystalline solar panels are made up of the melting of multiple origins of silicon and are considered less efficient than mono-crystalline solar panels that are made up of only a single silicon origin of silicon.
• Poly-crystalline solar panels take up more space while mono-crystalline solar panels take less space in installation.
• There is no diamond pattern in poly-crystalline solar panels while the mono-crystalline solar panels show a diamond pattern in them.
• Mono-crystalline solar panels work better in warm temperatures as compared to poly-crystalline solar panels.
• The efficiency rate of a mono-crystalline solar panel is about 20.2% while for a poly-crystalline solar panel is about 17.5%.
• Mono-crystalline solar panels are more expensive and have a longer life than poly-crystalline solar panels that are cheaper and have a shorter life.

Why should we prefer solar panels for home?

They are always available, in large quantities: the sun is a renewable and inexhaustible source of energy, it can safely be exploited for about another 4 billion years and is able to meet the entire energy needs.

Clean energy: 

by exploiting the sun’s rays, no CO2 or other pollutants are emitted that enlarge the ozone hole.

“Zero cost” energy:

Since there is no need to extract coal, methane or oil, in addition to not putting the environment at risk, it is the cheapest because there are no production, transport and supply costs.

It is self-produced:

While the extraction of fuels can only be managed by large companies, solar energy can be produced directly on the roof of the house.

It is an investment:

The costs of installing a photovoltaic system with solar energy storage are amortized both by savings in the bill and by the various incentives offered by the state (to find out more about the photovoltaic system tax deduction laws, you can contact Zero Carbon’s team).

It is guaranteed:

The technology of the photovoltaic system that uses solar energy is highly developed and certified, requiring minimal maintenance.

Very reasonable costs:

Installing a photovoltaic storage system has an increasingly advantageous price. Compared to 5 years ago, for example, prices have fallen by about a third; and the technology offered is always higher.

Using solar energy in home electricity generation has become more important than ever. It allows you to reduce carbon dioxide emissions, producing clean and renewable energy, but above all it allows you to achieve energy independence.

In short, using solar energy is a conscious and convenient choice. You will recover the cost of installing a storage photovoltaic system within 10 years thanks to various incentives, such as tax deductions, 10% VAT and savings on your bill. You can also enjoy facilities like nete metering in Pakistan. Solar lease system has become quite popular in these days as various banking channels in Pakistan have introduced installment systems. There are not very hard rules as we see in other installment systems. It is a beneficial investment if you are expecting turnout in next few years. The government is also keen to promote such types of technological change.

And above all, you will have the satisfaction of producing clean and non-polluting energy directly from the roof of your home. With Zero Carbon, the photovoltaic storage system, you can store the energy produced by your system and use it when you need it most. By producing 75% of your energy needs, you can start making yourself independent from the national electricity grid.

Conclusion:

Concluding the question, which solar panel is best mono or poly?  The choice of the solar panel depends upon the buyer and the above-given differences are to be noted when buying a solar panel. The buyer can take advice from the company they choose.

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Which technology is used in Batteries for storage systems? The characteristics of photovoltaic storage systems depend on the material chosen for the battery. The self-production and self-consumption of energy obtained from your photovoltaic panels allows you to become independent from the myriad of offers of network operators and to make your contribution to create a more sustainable world, shifting the balance from fossil fuels to renewable energies.

This transition, however, has to deal with some intrinsic aspects of using the sun to power one’s home: the most obvious element is its absence during the night or in case of bad weather, leaving the photovoltaic panels without their source of energy. However, now solar panels are quite effective that they can store enough energy to meet the needs of electricity for 24 hours.

Solar is an easier technology to adopt privately than other renewable sources such as wind and hydroelectric. To make it easier to create an eco-sustainable world and a conscience shared by all citizens, maximizing the potential offered by the sun, different devices have been created to accumulate the energy produced by photovoltaic systems.

In this way it is possible to have an electric reserve for the night hours and in case of bad weather: the actual storage capacity of the photovoltaic energy depends on the technologies, which differ above all as regards the battery itself. In fact, different materials are available to make them, each with its own characteristics:

Types of materials used in Solar batteries

Lead-acid: This is the same technology used for car batteries and which has been transposed and adapted for integration with photovoltaic systems. Therefore, being made with an already consolidated process, they are the most widespread and competitive ones on the market; however, they also have a number of disadvantages precisely because it is a technology that has already reached its peak of development.

Lead-acid batteries are very bulky and heavy, and can withstand a limited number of charge-discharge cycles; in addition, this duration is only guaranteed if they are not discharged for more than 50% of their storage capacity, basically halving the storage capacity you can say.

Nickel cadmium: Ideal for colder climates, their storage capacity is not affected by low temperatures, but is below average compared to other batteries; the cadmium-free version, on the other hand, exhibits a storage capacity three times higher for the same size, which can be used completely in the discharge phase without repercussions

Lithium-ion: Similarly, to the case of lead-acid, this is a technology already applied elsewhere, with a widespread use of lithium batteries in electronic instruments for everyday use such as laptops. However, having a more recent history, the use of lithium ions is still evolving, with constant research and development efforts to improve storage capacity and efficiency without increasing the size of the battery. These efforts have resulted in photovoltaic storage systems with a long-life cycle and a large capacity with extremely small dimensions.

Innovations to make solar panels more and more efficient

International research is developing new solutions for photovoltaic panels, to spread this technology more and more also at a residential level.

The reduction of CO 2 emissions is considered by many countries to be crucial for the well-being of our planet and this goal can only be achieved with the support of people, who must internalize a sense of responsibility towards the environment, and of research, which must propose increasingly efficient and accessible solutions to meet energy needs using renewable sources.

That’s the power of solar technology and we can consult Zero Carbon as well if we want to buy latest models for solar panels and solar batteries. These advanced level batteries or solar panels are available at cheaper rates and they can save a lot of electricity cost from your monthly bills.

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Reduce electricity

Solar energy is a big and effective source of energy now a days. It is the light and heat coming from sun. This energy is used in various purposes. The sunlight that hits the earth in one and a half hour is enough for all energy consumption of the world for a whole year. By the solar technology the sunlight is converted into electricity through its panels. To understand fully the advantages of getting electricity by solar energy, there should be a complete awareness of ‘how solar panels generate electricity’.

Layers of solar panels

To see how solar panels generate Electricity, first learn about the solar panels. They consist of many layers. The upper layer is the glass protection layer. This layer protects the silicon cells layer. The sunlight contains photon used by the solar panels to generate electricity. To get maximum energy the panels are usually placed together in the form of arrays. They are grouped on roof tops or at open places.

‘How solar panels generate electricity’

In the process of ‘how solar panels generate electricity’ it is necessary to know that the photovoltaic cells which are called the solar cells absorb sunlight in day time.

The semiconducting silicon cells consist of two layers; positively and negatively charged layer. In this way, an electric field is created. When the solar panel is hit by the photons, they are absorbed by the silicon cells. Because of this process, the electrons are moved away from atoms and are free around the photovoltaic or solar cells. The electric field sets them into motion. This motion generates the electricity. It is called direct current electricity.

Mostly in homes the alternating current is used. So this direct current electricity is converted into alternating current by an inverter. Batteries can also be used for the storage of this energy. It is the advanced but most affordable way of getting solar energy in the form of electricity. So, you have noticed how solar panels generate electricity in an effective way.

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What is meant by tariff in general?

Before defining Grid tariff in Lahore let me tell you about, the simple definition of tariff in general sense. To put simply, a tariff is a tax that is imposed by the government of any particular country on the goods or products that are being imported to the country. These taxes are paid by the importers who are importing the products into the country. The difference between tax and tariff is that local products are inclusive of tax and the imported products have tariffs.

Grid tariff in Lahore

Grid tariff in Lahore means that a certain amount of tax is paid by the consumers of the electricity from the grid. This certain amount depends upon how much electricity or power a household uses. They get tariffs on their electricity bills in accordance with their usage. Another factor might include the tariff model and according to the Tariff system for Electricity Transmission.

Grid tariff in Lahore is generally about 17 percent that is the general sales tax (GST). It increases for the grids that are imported from other countries and the importers sell these grids at very high prices as they pay for the importing tariffs.

Pakistan began with the electricity creation capability of 60MW during the time of its independence in 1947. Energy facilities development acquired push after the 1970s as well as set up capability of 636MW throughout 1970 increased to 9,094 MW throughout 1990-91.  With passage of time the shortfall in electricity supply made the life difficult. Energy production experts felt the need of alternative energy sources.

The prime time for solar energy has been started. Now smart tech reforms insist the power solar companies to introduce cheap solar panels. People cannot pay high grid tariff in Lahore. They want to see relaxation in their bills or tariff. We cannot expect a prosperous society unless we develop solar projects in all major cities of Pakistan.

The country’s energy field then was handled by a couple of vertically incorporated general public sector resources i.e., Water and Power Development Authority (WAPDA) along with Karachi Electric Supply company.

The price of the solar system is affected by two main factors. The first factor is the unit of measure of the system, which is the kilowatt peak. The system is measured by the quantities of kilowatts. The second factor is the price of the solar panel. The same panel that converts solar energy into electrical energy. The price of this panel depends on the company that manufactures it.

Need professional company to install it

True, this is why it is necessary to contact a professional company in the field for example if you are looking for best solar company in Lahore then Zero Carbon will come in front. In order to install a solar system, it is sometimes necessary to obtain prior approvals.

The professional team knows which factors to consider to obtain the approvals easily and without any special glitches. In addition, it is necessary to make field measurements and characterize the electricity consumption of consumers.

It is important to choose an experienced and professional company that has extensive experience in installing the systems. Therefore, you should browse website of zerocarbon.com.pk/, you can consult with friends as well and choose this most suitable company after seeing a lot of positive reviews about it.

Perform a periodic inspection

The solar system is a powerful system, so investing in it is worthwhile for many years to come. While ordinary power points can be destroyed over time, the solar system ensures a constant supply of energy to the place of residence. However, to be used for the long term, periodic inspections are necessary.

During the tests, it is important to examine a wide range of things:

• checking all the mechanical parts that make up the system,
• finding connections and contacts that may break,
• a general check of all electrical parts,
• checking the electrical efficiency that the system produces

Care must be taken to perform this test to allow proper conduct. These tips can give you better performance if you have installed solar panels at home or offices. Prefer this system instead of traditional electricity source. Solar panels are such systems where whole function is to absorb the sun’s rays that shine brightly in the sky. Each such panel is positioned in the most accurate way and thus the best possible use of solar energy generates a lot of useable form of electricity.

It is a green and clean energy that benefits the environment and is also given to us for very cheap rates. Each solar system contains a number of items one of which is a solar cell then back up batteries come. These two items would be responsible for the overall performance of your solar systems.

So, it a right time to think alternative of grid tariff in Lahore. When it comes to cost then the panels are somehow expensive items and actually a lot of money saving is expected as a result of this investment. Apparently, you may see this a big amount at time of purchase but in the long run solar panels will be giving you benefits for at least 20 to 25 years.

Conclusion:

Coming to the end of the topic, a grid tariff in Lahore is better known by the importers who tend to buy grids from other countries and they can better calculate the tariffs imposed. People or companies who wish to buy imported grids are informed about the tariffs that the importer paid. These importers ask the customer for a double price than what they paid.

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SOLAR MAINTENANCE IN LAHORE

Photovoltaic power generation is a high performance power generation facility that is said to be “maintenance free” due to the small number of failures and problems. However, in order to continue using it serenely for a long time, it is still important to perform some maintenance. This time, we will introduce the self-maintenance method which you may refer as solar maintenance in Lahore, regarding the maintenance of photovoltaic power generation, that is also important for businesses or households.
Living in Lahore is obviously a cool option but the electricity needs and prices of LESCO are not really favorable. The weather condition or load shedding will insist us to think have solar installation at homes and offices.

Why solar energy maintenance is necessary?

The reason of solar maintenance in Lahore is essential for PV power generation is that the power generation efficiency of PV modules may decrease due to aging. Without maintenance of the PV module, the efficiency of power generation will drop to 25-35% on average 10 years after installation, and to 40-55% 20 years later.

Among photovoltaic power generation equipment, the equipment that often fails is the “energy conditioner”. In particular, the power conditioner’s ventilation filter may be clogged with dust or dirt which may create problems.

Module maintenance

Modules are very durable devices, but they can still cause malfunctions and problems. One is due to abnormal weather conditions such as typhoons, guerrilla storms, heavy snowfall, tornadoes and lightning strikes, which can damage or affect the solar panel holder or the panel itself. In order to avoid problems under such conditions, it is important to perform regular solar maintenance in Lahore and to detect faults and breakdowns at an early stage, always keep in touch with professional solar maintenance team. They will keep your solar system up to date and in perfect condition.

If left unattended without noticing the problem, solar power generation will result in decreased income from electricity sales. Use self-maintenance to quickly find faults and contact your dealer if there is a problem. The first part I would like you to check out is the potency conditioner. You can also check the main unit for dirt, filter clogging, abnormal noise, vibration and unpleasant odors.
If you are concerned about self-maintenance, you may also receive regular inspections and maintenance from the manufacturer or retailer. Some manufacturers do inspections for free, but if you pay, it’s a good idea to get a quote and consider it cost-effective.

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What does a sanctioned load mean?

A sanctioned load in Faisalabad is referred to as the amount of energy in kilo-watt allowed by the company for a consumer to consume. People normally fall into the category of 5kW or 5000W, if their household items include a fridge, iron, deep freezer, five energy savers, five ceiling fans, a microwave, laptop, washing machine, etc.

The sanctioned load in Faisalabad can be checked in the electricity bills. Normally, if the above items are not even used every day, the house still falls in the 5kW group. If a person sets the sanctioned load above 5kW that means that they are authorized to use up to 7kW energy coming from the company.

Generally, in the electricity bills, there are mainly two kinds of charges that are charged to the consumers; energy charge (for unit or energy consumed) and fixed charge (for sanctioned load and maximum usage at homes). When one will consume the load more than what they have sanctioned, a penalty is charged.

How to enhance the sanctioned load in bills?

The conditions to enhance sanctioned load in Faisalabad are:

• Condition of application
• Condition of feasibility
• Giving additional security money
• No previous dues
• Prepare a fresh agreement

How to reduce the sanctioned load in bills?

The conditions to reduce sanctioned load are:

• Condition of application
• The minimum agreement period should be completed
• “No dues” are not required
• Prepare a fresh agreement
• No additional security money

So, it is time to take advantage of this program. Also we can use solar systems which would ultimately reduce overall energy expenditures.

Conclusion:

The sanctioned load in Faisalabad above 5kW or more than 50 units and below 5kW or less than 50 units charge differently according to the peak and non-peak time. These charges differ in residential, commercial, and industrial supplies.

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